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Around the holidays, its easy to go above and beyond your budget.
To keep you from overspending this holiday, we spoke with financial planners, advisors, and business strategists.
Here are their best bits of advice to check that you stay on budget this year.
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With so many items at a discount, its easy to want to scoop up anything and everything.
This is why it’s important to bring a shopping list and not stray from it.
But sometimes sales only offer slight discounts.
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Planning for holiday fun will help you avoid overspending and ensure you have enough funds, Prak says.
And the sooner you start holiday shopping, the better.
Thats because spreading out your spending will offer two advantages.
Thus, what money you put away as savings can earn you a return on your cash.
Its what Nina Vargas, celebrity business strategist and stylist, calls gifting with meaning.
DIYing at home can be baking goodies, crafting projects, or offering someone else a service of kindness.
Personal touches are always priceless and are meaningful and go a long way, she says.
Just make surethe gift is meaningful and thoughtful, Vargas says.
